Driver Beware - Uninsured Motorists Are All Around


With millions of vehicles on the road each day around the state of California, and with auto insurance coverage being mandatory state policy, you would think that you were safe, driving next to people. After all, if there is an accident, even a small one, the two of you can simply exchange insurance information; that way, you are all set and everything will be taken care of, right? Not so fast. Unfortunately, the Insurance Information Institute (III) reports that 14 percent of all the vehicles on the roads today do not have any auto insurance.

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Just the thought of 14 percent of all the vehicles you pass on the roads on any given day being uninsured is enough to make your head spin. To add to that problem, it is estimated that millions more across the country are abandoning their automobile insurance as they tighten their budget due to the economic recession. This means that, although you may be covered with the legal and proper auto insurance, there is a good chance that several people around you are not.

So what happens if you happen to get into an auto accident caused by one of those people without auto insurance? Let's say you get rushed to the hospital with several injuries, including broken bones and lacerations. When it comes time to gather insurance information, the other party is found not to have any, leaving you with two choices for getting your bills paid and being compensated for any time off work, pain and suffering. You can either absorb all the costs, which could amount to thousands of dollars, or you can do what most people would do: contact a California personal injury attorney.

While, at the outset, most people feel they don't want to get an attorney involved in such an issue, they usually also feel as if they are at a loss and don't know where else to turn. California personal injury attorneys have been specially trained to handle cases like this, so contacting one should be at the top of your mind.

Right from the start, be sure to keep a log of everything that has happened regarding your accident. Build a file that contains all copies of medical records, the accident report, and the names and dates of people you have spoken to about the issue. You never know what will be needed later, so keeping everything is a good rule of thumb.

A good California personal injury attorney will be able to assess your situation and make a recommendation on what you can do to be compensated for your losses. They will ensure that you are not left holding an expensive bill that might send you into bankruptcy, depending on the amount that is accumulated due to your personal injuries.


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